Georgia is a redeemable tax deed state. Counties auction delinquent properties (usually first Tuesday of the month). The buyer gets a tax deed, but owners can redeem for at least 12 months by paying the bid plus a 20% premium. After 12 months the holder can bar (foreclose) the right of redemption and obtain clear title.
Georgia Tax Sales โ Complete Guide for Investors
Georgia uses a redeemable tax deed system. Counties auction tax-delinquent properties, and the buyer receives a deed subject to the owner's right of redemption. Investors earn a fixed premium if the property redeems, or move to bar the redemption and take title if it does not.
The Georgia Tax Sale Process
1. Levy & Advertisement
The Tax Commissioner issues a fi.fa. (execution), the Sheriff levies on the property, and the sale is advertised for four weeks in the county legal organ.
2. Auction (First Tuesday)
The property is sold to the highest bidder, usually on the first Tuesday of the month at the courthouse. The buyer receives a tax deed.
3. Redemption (12+ Months)
The owner or other interest holders may redeem for at least 12 months by paying the bid plus a 20% premium (plus 10% per additional year).
4. Barment & Quiet Title
After 12 months, the holder serves barment notice to foreclose the right of redemption, then typically files a quiet title action for clear, marketable title.
Key Georgia Tax Sale Facts
| Sale type | Redeemable tax deed |
| Auction authority | County Sheriff / Tax Commissioner |
| Schedule | Usually first Tuesday of the month |
| Redemption period | Minimum 12 months |
| Redemption premium | 20% year 1, +10% each year after |
| Clear title | After barment + quiet title |
Due Diligence for Georgia Tax Sales
- Title: A tax deed is not clear title until redemption is barred and (usually) a quiet title is completed.
- Notice requirements: Barment notice must be served properly on all interested parties, or redemption rights survive.
- Condition & access: Inspect from the street; properties sell as-is and may be occupied.
- Holding period: Budget for the 12-month redemption window plus quiet title timeline.
This guide is informational only and not legal advice. Georgia tax sale rules vary by county โ always verify details with the county Tax Commissioner or Sheriff before bidding.